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We promise to help you, the foreclosed homeowner, achieve a heightened awareness of the mortgage foreclosure process, and, at no cost to you (we aren't paid by the banks, either!), guide you through the tough times ahead. We can nudge you in the right direction helping you to seek a workout with your existing lender, or, at reasonable cost, roll up our sleeves and offer specific, one on one help, devising and implementing an affordable non foreclosure alternative (including, but not limited to Cramdown Loan Modifications). We often act as a liaison between you, your real estate or mortgage broker, your loss mitigation/workout pro, and your foreclosing mortgagee(s). We are not real estate brokers, mortgage brokers, or lawyers, but we can recommend experienced, ethical real estate service providers in New Jersey, and throughout the United States!
 
 
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a NJ NonProfit, Tax Exempt, 501(c)(3) Educational & Charitable Corporation
P.O. Box 142, Oakhurst NJ 07755
(732) 571-9464 (voice) / NJSPOCH@aol.com