Home
About Us
Application for Counseling
Received a Postcard?
Homeowner Blunders
Foreclosure Information
foreclosure GLOSSARY
Eminent Domain Abuse
What is Predatory Lending
Active Military Duty
Exploding ARMs
When Facing Sheriffs Sale
The Subprime Players
911 Professional Services
Peace at Home
FIGHT BACK! With a CRAMDOWN Loan Modification
Mods Gone Bad?
HomeKeeper Program
Store
Publications
Terms of Use
Search
Media Archive
Join Our Mailing List

We'll help you to:
  • Examine your budget
  • Help you prepare for reinstatement
  • Seek a Workout with your Lender
  • Evaluate Refinance Options (HOPE 4 Homeowners)
  • Articulate Viable Options
  • Help Implement Options
By completing the following application, we will be better able to help you understand the foreclosure process, possible options and alternatives, and devise and implement a workout option that best meets your needs.


We'll need you to authorize your Lender to speak with us to help determine the status of your loan account, and possible non-foreclosure alternatives.


To COMPLETE THIS FORM, please have handy the most recent letter from your mortgage lender(s).


Once you've completed the form, please print it for your records. We ask that you also print out the accompanying letter(s) addressed to your Lender, sign them, and FAX them to us right away (732-571-9475). Only then will we be able to speak to your Lender on your behalf. Please call us or email us so that we can discuss your troubled loan.


If you have any questions about completing the form, you may email us at NJSPOCH


CLICK HERE TO COMPLETE THE FORM







Terms of Use